Good Monday Morning! Last week started off with the big news of the effectiveness of the Pfizer COVID vaccine in clinical trials and the stock markets jumped on the news. Initially, interest rates took a hit but as the week went on, interest rates slid back to their levels of the week prior. This morning, Moderna announced that their COVID vaccine has proven very effective in clinical trials as well. Again, the stock markets are responded favorably but interest rates are holding steady this time with no change from the end of last week. We’ll continue to see some movement up and down in interest rates but for the most part we can anticipate interest rates holding at this level. Enjoy the week!